Virgin credit card is striving to be the greatest credit card available it's a widely accepted credit card and can be used at 20 million shops, restaurants and petrol stations. It’s also accepted at over 1 million cash machines worldwide. The Virgin Credit card has a range of competitive rates and also currently has the largest 0% on balance transfers and 0% on purchases. There is no annual charge with the Virgin credit card. As with most credit cards you expect that you get online management features, the virgin credit card comes with online account management and 24/7 telephone support. Virgin also do a prepay card for those looking to repair credit.
- The credit card comes in 3 colours (red, black or purple)
- Using your card gives you discounts on virgin products
- Virgin credit card was voted best credit card for balance transfers by money facts 2008
- Manage your credit card over the phone or using the internet
- Huge array of awesome discounts with your virgin credit card like 10% off at Zavvi, 10% off virgin holidays, music, DVD’s, car insurance and many more can all be found on the virgin credit card website
- Your virgin credit card gives you up to 50 days interest free on your purchases conditional on you paying your statement balance on full and on time.
- Free accident insurance up to £100,000 with terms and conditions
- If your accepted you should receive your virgin credit card within 7 -10 working days
- Virgin credit card offers a free phone helpline for using the credit card
Egg credit card is one of the most popular uk credit cards due to its high publicity and unique marketing style. Their interest rates are quite competitive and they frequently have introductory offers that make the card even more appealing. Egg also offer discounts on their insurance products for card holders as well as cash back and discount offers at many highstreet shops including Dixons and Thomas cook. The EGG credit card also comes with an online accounts manager and active fraud monitoring. Apply for your egg credit card is easy and just takes a couple of minutes.
- Manage your egg credit card account online with Egg money manager
- You can apply within minutes online with their paperless application process
- lots of positive reviews can be found of the egg credit card
- Egg offer a minimum credit limit of £500
- The egg credit card has no annual fee
- your egg credit card repayments are taken as direct debit from your bank account make sure you know what these will be and contact egg if you have any problems.
- you can request a paper statement for your egg credit card but you will be charged £2
- Egg credit card comes with active fraud monitoring, Egg claim to be vigorous when it comes to fraud monitoring and offer a dedicated case manager if you should ever fall victim to fraud
- your Egg credit card covers you with an internet shopping guarantee covering you for any fraudulent transactions without your consent regardless of the value.
- your egg credit card gives you discounts at selected retailers as well as egg insurance see the egg website for details
- your credit card also gives you free purchase in transit cover so that items bought on your credit card are protected against damage before you get them home.
- Free accidental travel insurance if you pay at least part of the fare using your egg card you receive a lump sum to cover costs of injury abroad
Capital one platinum credit card was first launched in the UK in 1996 and is a top ten card issuer in both the UK and the US. The card comes with 3 months 0% balance transfer as well as a low APR making this card popular.
- You get an online decision within 5 minutes to tell you if you have been accepted for a capital one card.
- capital one has approximately 50 million worldwide customers
- The capital one card comes in 8 different designs to choose from.
- The capital one card comes with a free identity theft service
- Along with the identity theft service you can also register for identity theft alerts which alert you about any changes to your credit file.
- The credit card has a maximum of 56 days interest free period when the balance is paid off in full each month
- Minimum credit limt is £500 and a maximum credit limit of £16,000 for the capital one card
- 0 % on purchases for 3 months
- capital ones minimum repayment is 3% the outstanding balance of £5 whichever is greater
MBNA Platinum credit card is another popular credit card with a competitive APR and a good length of time on 0% balance transfers and 0% purchases. It comes with all teh standard MBNA features such as an online account manager, no annual fee and a world wide 24/7 helpline. Another feature is the MBNA anti fraud monitoring
- 0 % on balance transfers for 12months with a handling fee of 2.9%.
- 0% on card purchases for 3 months.
- 15.9 % APR is the typical rate for the MBNA platinum card.
- Online banking is easy with MBNA to setup up direct debits check your balance see your transactions and more.
- MBNA will chose your credit limit
- Access your account from a phone 24 hrs a day.
