Vanquis Visa

Winner of best credit builder. Vanquis Visa card - Helping over 1,000,000 people rebuild their credit.


Vanquis Visa Credit Card

Vanquis Visa credit card is for those people who have been declined a credit card in the past for either they are new to credit, on a low income, have a bad credit rating or any other reason. At Vanquis they look at individual circumstances and understand.

Card Description APR Representative Instant Decision Apply
Visa Vanquish Vanquis Visa Card Has helped 1,000,000 people with bad credit get back on track. 39.9%*


You can apply for a Vanquis card it takes about 5 minutes and you will receive a response within 1 minute. It can be the first step to repairing credit or putting bad credit behind you. You must be over 18 and have a landline number to apply.

  • No annual fee.
  • Up to 56 days interest free on purchases.
  • Free additional cardholder.
  • Free fraud monitoring - we'll warn you of any suspicious activity on your account.
  • Chip & PIN technology for added security whenever you use your Card.
  • Visa is widely accepted in the UK and abroad.

  • *Representative example
  • Purchase annual interest rate 39.94% (variable)
  • Amount of credit £1000
  • Representative 39.9% APR (variable).


As always with credit cards make sure you thoughly understand what you are signing up for before accepting the credit card. Check with the supplier for all the terms and conditions. On these credit building credit cards the APR is higher than the usual.